PINAVIA

Governed AI for regulated institutions

Your evidence becomes a decision your institution can defend.

Every claim earns its place: sourced, dated, marked, owned — or refused.

Pilots underway across the Gulf and Pakistan Built by operators of banks and regulated institutions Regulated by design

The gap

Everyone gave their people AI. Few gave the institution a brain.

Individual assistants make individuals faster. They leave nothing behind that an institution can rely on: no shared evidence base, no record of what was checked, no trace of who decided. When a board, an investor, or a regulator asks why a decision was made, the work is gone — and the answer has to be reconstructed from memory.

Pinavia is the layer that keeps it. Evidence is held once, claims are checked against it, and every consequential step ends with a named human and a record that survives the meeting.

> scroll to build the record

decision/DR-2026-041 in progresssealed

Tier-2 onboarding exceeds the risk appetite set in March.123

Board pack — Q2 FY26Q2 FY26

SBP EMI Regs 2019, Reg 5in force

Market survey2024stale — not reused

AIspecialist analysis · confidence 87%

Merchant onboarding exposure exceeds the risk appetite set in March. Two controls are unevidenced.

Counterparty concentration is within policy.evidence too thin

Named owneraccountability is part of the record

6 sources · consequence previewed · audit-logged

sealed

claim 01Every claim traced to its source.

claim 02Every source dated. Stale evidence is flagged, not reused.

claim 03Model-generated synthesis is always marked. You always know what the machine wrote.

the honest machineA refusal you can see beats a guess you cannot.

claim 05Every decision has a named owner. Accountability is part of the record.

the recordA decision you can defend to a board, an investor, or a regulator, years later.

The gate

Nothing consequential leaves without a person on it.

Every output crosses the same three stages. The machine prepares and cites; the policy decides what may pass; a named human owns what happens next.

01 · in

Evidence

✓ Sources held in your workspace, not the model
✓ Each document dated; stale evidence flagged
✓ Access scoped to who may see it

02 · through

Policy and human review

✓ Claims checked against cited sources
✓ Model-generated text always marked as such
✓ Thin evidence returns a refusal, not a guess
✓ Consequence previewed before commitment

03 · out

Outcome

✓ A named owner on every decision
✓ Write-once audit entry: who, what, when, on which evidence
✓ Portable proof that outlives the meeting

No autonomous write-back. A named human approves consequential action. Pinavia does not file, sign, certify, approve a board action, or mark a deal investable. Those remain the institution's to make — the system's job is to make them defensible.

The trail

The record is machine-generated and human-readable.

Not a screenshot of a dashboard — the entry itself, as it is written and as an auditor reads it back.

audit — decision/DR-2026-041

2026-03-14 09:12:04Z  ask  "Can we raise the tier-2 onboarding cap this quarter?"
2026-03-14 09:12:06Z  retrieve   6 sources · workspace ws-treasury
2026-03-14 09:12:06Z  use        board-pack-q2-fy26.pdf        in force
2026-03-14 09:12:06Z  use        sbp-emi-regs-2019.pdf#reg-5   in force
2026-03-14 09:12:06Z  skip       market-survey-2024.xlsx       stale · not reused
2026-03-14 09:12:11Z  draft      machine-generated · confidence 0.87
2026-03-14 09:12:11Z  refuse     claim "counterparty concentration within policy"
                       reason: evidence below threshold — quarantined, not asserted
2026-03-14 09:14:37Z  preview    consequence shown to reviewer before commit
2026-03-14 09:15:02Z  approve    o.haddad@ · Head of Risk · identity-bound seat
2026-03-14 09:15:02Z  seal       DR-2026-041 · write-once · exportable
      

Where to start

Start in the executive room.

The record you just watched assemble is an executive decision. That is the room we lead with, and the one a pilot begins in. Everything else shares its evidence base, its policy gate, and its audit trail.

Start here

Pinavia

Executive room

Ask from your own evidence, see what is sourced, stale or unverifiable, draft the decision, and keep the approval trail intact. The loop the record above is built from.

01 Ask, answered from your evidence base
02 Sources, freshness and confidence shown beside the answer
03 A decision drafted, marked as machine-generated
04 A named owner, and a gate they have to pass
05 A write-once record that outlives the meeting

Who sits in it

Chief Executive

Can I defend this to the board, and show what it rested on?

Chief Financial Officer

Where is margin actually going, and which numbers are stale?

Chief Risk Officer

Are we inside the risk appetite the board set, and where are we not?

Chief Compliance Officer

What is unevidenced today, before a regulator asks for it?

Chief Operating Officer

Which commitments are slipping, and on whose evidence?

Chief of Staff

Is the pack ready, owned, and traceable before the meeting?

Meridian

Edition · regulatory

Requirement evidence, gaps, caveats and filing-pack prep. Never files or certifies.

Vantage

Edition · diligence

Data-room coverage, red flags and IC handoff. Never marks a deal investable.

Quorum

Capability · board

Pack readiness, quorum and conflicts, minutes. Inside Pinavia, not a separate product.

Nucleus

Partner channel

Your methodology and brand over Pinavia's controls. The controls do not re-skin.

Forward deployed

You do not get a login and good luck.

Governed AI fails the same way every time: the tool arrives, nobody knows which decision to point it at, and the evidence was never in shape to begin with. So an engineer works alongside your team on a decision you already face — not a sandbox — until the first one clears the gate.

Start from real paper

You bring the decision currently waiting for approval, the analysis behind it, and the one document you trust least. Nothing synthetic.

Readiness review

We map what you have and return a findings report: what is verified, what is unverifiable, what is stale, what is missing. Before anything is automated.

Configure the room

Your evidence sources, your approval chain, your refusal thresholds, your vocabulary. The room fits the workflow you already run.

Hand over

Your team runs it with the audit trail intact from the first decision. We stay on the workflow until it clears the gate without us.

We configure. Your people decide. A forward-deployed engineer sets up evidence, thresholds and routing — and never becomes the named owner on one of your decisions. The boundary that applies to the machine applies to us.

Agents work for individuals.
Pinavia works for the institution.

Start with one high-stakes workflow. We map your evidence, show what is sourced, stale, or unverifiable, and prove the path from question to approved decision.

Start 30-day readiness review

30 days · no card on file · the trial does not convert on its own